Why should I participate in the Flexible Spending Healthcare Account when I already have medical, dental, and/or vision insurance?

This account is used to pay for expenses not covered by insurance (click here for a list of possible eligible expenses). For example:

  • Deductibles, Co-pays, and Prescription Drugs
  • Eligible expenses not covered by insurance
  • Dental Services & Orthodontics
  • Eyeglasses, Contacts, Solutions & Eye Surgery
  • Chiropractic, Naturopathic, Acupuncture services
  • Massage – when prescribed by a medical doctor
  • Mental Health Services – for individuals in your family–not marriage or family therapy
  • Weight-Loss Programs – when prescribed to treat a specific medical condition
  • Over-the-Counter items such as blood sugar testing kits and strips, flu shots, etc.
  • Over-the-Counter medications when accompanied with a “prescription” from a medical doctor describing the medical condition the medication is for